EGS Real Estate

    Elite Golden Sands

    Real Estate L.L.C S.O.C.

    Financing Tools

    Mortgage Affordability Calculator

    Estimate the maximum property price you can afford based on your income, existing debt, and available down payment.

    Mortgage Affordability Calculator

    You're here — find your maximum budget

    ROI & Mortgage Modeler

    Already have a property in mind? Model its returns

    Your Financial Profile

    Interest Rate4.5%
    Loan Term25 Years
    Max Debt Burden Ratio (DBR)50%

    UAE Central Bank caps total debt obligations at 50% of income for most mortgages.

    Estimated Affordability

    Maximum Property Price

    AED 2,738,834

    Implied down payment: 14.6%

    Note: UAE banks typically require at least 20% down payment — increase your down payment to reach this price point.

    Max Loan Amount

    AED 2,338,834

    Max Monthly EMI

    AED 13,000

    Total Interest (25y)

    AED 1,561,166

    Total Repayment

    AED 3,900,000

    This is an estimate only and does not constitute mortgage pre-approval. Actual lending limits vary by bank, nationality, employment type, and credit history.